The cutter-rig is the best solution in combination with a Furling genoa. In hard weather you load use a small jib on the cutterstay. When not using the cutterstay and runners, you keep them close to the mast.
Port and starboard of the companion way there are two cockpit chart tables with fiddles. As the cockpit is so deep, you will have very easy access to the accommodation from the cockpit.
The Hallberg-Rassy 45 has a positive angle transom giving a great aft deck and easy access to the stowage space below. It also makes the docking and the passage ashore easy.